With much hate - Citizens Bank
Mar. 19th, 2007 01:43 pm![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
tiamatladySo Teh Unit and I have an agreement.
I place the agreed upon amount for rent in her bank account, on a schedule I can manage (which has gone from once a month, to twice, and currently back to once) and as long as there's enough money in the account it doesn't matter when.
It got a bit dicey prior to my sister moving, as she had the debit card, and was depositing her paycheck, then withdrawing the money from that same account. At one point she noticed there was "plenty" of money in there, and started "borrowing" from the account, supposedly replacing it from her next paycheck, but in accounting follies worthy of Enron, this ended up draining the account, although she says of COURSE she put it back. uh huh. I promptly threw a hissie, and ended up depositing my rent in a different account for a few months. The point of that backstory is that the debit card was removed from my sister's possession and supposedly is held by Teh Unit's boyfriend.
I'm about to ask for that card, because I am RIGHT SICK AND TIRED of the high pressure antics of the clerks at the bank. I've NEVER EVER EVER been grilled about my bank choices so heavily, to the point of offense.
This has been an ongoing issue, but let me outline today's problem:
- I walk up and give teller forms, saying I have a deposit today thank you.
- tellers always assume I an Teh Unit, and starts by asking her (Me) does she have a secondary checking account and can he interest her in one. ("Secondary?" Who needs a SECONARY checking account? Not Teh Random Unit on the street, I know a few people who have activities that need it, I myself looked into one in order to control some spending, and set up a few auto debits, but it didn't work out and I like my solution better)
- I say no thanks and he starts grilling me.
- I say "Actually, I'm not the *last name* on the deposit, I'm the *last name* on the check, I'm making a deposit for my mother.
- Oh BOY someone who DOESN'T bank at this bank! (I wonder why?) Can I interest YOU In a checking account?
- No thanks.
- oh come ON! why not? (No seriously, he said this.)
- At this point I'm fuming. I inform him "You guys won't give me one." I make noises about very poor credit. No, not true, but there IS something that's popped up that I dealt with YEARS ago, and (thanks to Asshat Bank of America also eating a dick, it's going to be a fight I odn't have time to deal with. And I wasn't pleased at paying for it THEN either - it was a bank error I couldn't prove was an error.) it's sitting there and causing issues.
- Oh it can't be that bad, can I talk to you about opening an account.
- Me, firmly, like you would to a dog "I AM QUITE HAPPY WITH MY BANK THANK YOU."
- I finally get a grumbled "have a nice day" and my receipt.
Tonight Teh Unit has to get a call. I almost punched the guy. PLUS they're using high pressure tactics on THEIR CUSTOMERS. I could understand a "hey there, can I help you with anything else, do you perhaps need another account, or can I give you some literature, we're your bank and here for you." kind of thing. I DON'T AGREE with the whole "well everyone ELSE has three checking accounts, what's wrong with you?" That's how people end up with 80 million credit cards.
So Citizens Bank, please eat a dick. I will never bank with you, and once Teh Unit sells me the condo, neither will she.
I place the agreed upon amount for rent in her bank account, on a schedule I can manage (which has gone from once a month, to twice, and currently back to once) and as long as there's enough money in the account it doesn't matter when.
It got a bit dicey prior to my sister moving, as she had the debit card, and was depositing her paycheck, then withdrawing the money from that same account. At one point she noticed there was "plenty" of money in there, and started "borrowing" from the account, supposedly replacing it from her next paycheck, but in accounting follies worthy of Enron, this ended up draining the account, although she says of COURSE she put it back. uh huh. I promptly threw a hissie, and ended up depositing my rent in a different account for a few months. The point of that backstory is that the debit card was removed from my sister's possession and supposedly is held by Teh Unit's boyfriend.
I'm about to ask for that card, because I am RIGHT SICK AND TIRED of the high pressure antics of the clerks at the bank. I've NEVER EVER EVER been grilled about my bank choices so heavily, to the point of offense.
This has been an ongoing issue, but let me outline today's problem:
- I walk up and give teller forms, saying I have a deposit today thank you.
- tellers always assume I an Teh Unit, and starts by asking her (Me) does she have a secondary checking account and can he interest her in one. ("Secondary?" Who needs a SECONARY checking account? Not Teh Random Unit on the street, I know a few people who have activities that need it, I myself looked into one in order to control some spending, and set up a few auto debits, but it didn't work out and I like my solution better)
- I say no thanks and he starts grilling me.
- I say "Actually, I'm not the *last name* on the deposit, I'm the *last name* on the check, I'm making a deposit for my mother.
- Oh BOY someone who DOESN'T bank at this bank! (I wonder why?) Can I interest YOU In a checking account?
- No thanks.
- oh come ON! why not? (No seriously, he said this.)
- At this point I'm fuming. I inform him "You guys won't give me one." I make noises about very poor credit. No, not true, but there IS something that's popped up that I dealt with YEARS ago, and (thanks to Asshat Bank of America also eating a dick, it's going to be a fight I odn't have time to deal with. And I wasn't pleased at paying for it THEN either - it was a bank error I couldn't prove was an error.) it's sitting there and causing issues.
- Oh it can't be that bad, can I talk to you about opening an account.
- Me, firmly, like you would to a dog "I AM QUITE HAPPY WITH MY BANK THANK YOU."
- I finally get a grumbled "have a nice day" and my receipt.
Tonight Teh Unit has to get a call. I almost punched the guy. PLUS they're using high pressure tactics on THEIR CUSTOMERS. I could understand a "hey there, can I help you with anything else, do you perhaps need another account, or can I give you some literature, we're your bank and here for you." kind of thing. I DON'T AGREE with the whole "well everyone ELSE has three checking accounts, what's wrong with you?" That's how people end up with 80 million credit cards.
So Citizens Bank, please eat a dick. I will never bank with you, and once Teh Unit sells me the condo, neither will she.
