I really hate looking at my finances. I'm at the tail end of the worst tax season of my life, and find that not everything is in balance. I'm just not sure HOW I'm still in the red. Of course, I'm NOT taking into account my hell client, who hasn't been billed in two months, but may not be billed for a third, since I just don't feel right since the work isn't completed. Although I do deserve payment for what I've done. So they need to be billed.
Also, part of this "in the red" is paying off my credit card, completely. For it to get racked up again. I plan on paying off gas and auto expenses monthly from now on, but the trip to NYC is going to be a strain. I either will have CASH, and be worried about the credit card, or I'll have the credit card and have NO cash (and I'll need SOME, I need to pay for parking and suff.) Perhaps the solution is to pay HALF, maybe a bit more than half, and pay the rest off next month. Hmmmm, this "red" also includes a SECOND car payment this month, doubled, in order to pay it off. *shrug* I'll think about it later I guess.
Right now I have nothing to complain about I guess. I'm just cranky because every year I look to pay off EVERYTHING, and it just doesn't happen. I can feel myself making insurance payments this year - last year I paid it off in May which was sweet, but it's not like it's a huge amount. Plus I need to wait for the car payoff, I don't want to pay my insurance, then cancel Comprehensive, then have them NOT refund my money.
I sound very convincing , don't I? "Wah, I need money to pay all my bills EARLY! Wah, woe is me!" Most people settle for "on time" but OH NO, not me. Perhaps it's because I have bigger fish to fry, bill wise, and once I get the small things out of the way, I can work on the big things, like straighting things out to apply for a mortgage. Maybe this time next year.
I really want some sushi. I think I need to get dressed, pop out to deposit my check and my whopping $1.30 refund from CVS for my horse pills, ad see if anyone's available for a trip to the new place in Quincy.
This whine brought to you by Capitalism. Hmmm, Capitalism good *snicker*
Also, part of this "in the red" is paying off my credit card, completely. For it to get racked up again. I plan on paying off gas and auto expenses monthly from now on, but the trip to NYC is going to be a strain. I either will have CASH, and be worried about the credit card, or I'll have the credit card and have NO cash (and I'll need SOME, I need to pay for parking and suff.) Perhaps the solution is to pay HALF, maybe a bit more than half, and pay the rest off next month. Hmmmm, this "red" also includes a SECOND car payment this month, doubled, in order to pay it off. *shrug* I'll think about it later I guess.
Right now I have nothing to complain about I guess. I'm just cranky because every year I look to pay off EVERYTHING, and it just doesn't happen. I can feel myself making insurance payments this year - last year I paid it off in May which was sweet, but it's not like it's a huge amount. Plus I need to wait for the car payoff, I don't want to pay my insurance, then cancel Comprehensive, then have them NOT refund my money.
I sound very convincing , don't I? "Wah, I need money to pay all my bills EARLY! Wah, woe is me!" Most people settle for "on time" but OH NO, not me. Perhaps it's because I have bigger fish to fry, bill wise, and once I get the small things out of the way, I can work on the big things, like straighting things out to apply for a mortgage. Maybe this time next year.
I really want some sushi. I think I need to get dressed, pop out to deposit my check and my whopping $1.30 refund from CVS for my horse pills, ad see if anyone's available for a trip to the new place in Quincy.
This whine brought to you by Capitalism. Hmmm, Capitalism good *snicker*